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Posted on Nov 06, 2025 / USA

New data from the National Association of Realtors (NAR) show the median age of first‑time homebuyers in the U.S. has climbed to **40 years old** — the highest level since the survey began in 1981. :contentReference[oaicite:12]{index=12} Meanwhile, first‑time buyers now account for just 21 % of all home purchases — a historic low. Contributing factors include elevated mortgage rates, a shortage of affordable housing inventory, and delayed savings due to student debt and rent burdens. The trend threatens the long‑standing model of homeownership as a foundational pathway to wealth for younger generations. For policymakers and market participants, the shift signals deep structural pressures in the housing sector calling for urgent attention.

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