What currency is used in Zambia?

Posted on Oct 21, 2025 / Finance

What currency is used in Zambia?

Zambia uses the Zambian kwacha, written as ZMW. It has been the official currency since 1968, replacing the Zambian pound. Banknotes feature national leaders, cultural symbols, and local wildlife. Cash is widely used, though cards and digital payments are increasingly accepted in cities like Lusaka and Ndola. Coins are used for smaller amounts. The kwacha’s value can fluctuate with economic conditions. The Zambian kwacha reflects the country’s independence, culture, and economy.



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